England & Wales · NJC Green Book · 2026/27

Council maternity pay calculator, after tax

See how the national council maternity scheme changes your income, and what the paid and unpaid months could mean for your budget.

Check this scheme applies to you

For local government employees in England and Wales on NJC Green Book terms. Councils can offer better local schemes. Scottish, Northern Irish, chief officer and other agreements are not represented by this preset.

  • Your pay, week by weekOccupational pay and SMP, with a separate service check
  • A monthly take-home estimateIncluding tax, NI and an editable pension contribution
  • Your details stay privateNo account needed for the calculator

Your details

Use your own pay and dates. Your entries stay on this device.

Leave can normally start from 11 weeks before the due week.

Use your actual annual pay for your hours. This is the national minimum occupational scheme, not a substitute for your council’s enhanced maternity policy. Payslip earnings below affect SMP; the occupational element uses the salary entered.
Include recognised service with earlier authorities. Check breaks and qualifying employers with HR. SMP has a separate current-employer service test.
For the separate 26-week SMP service check. Enter the current employer date even if earlier service counts for occupational pay.
Where do you pay Income Tax?
Tax residence does not change the occupational agreement modelled above.
Pension and returning early
Suggested main-section 2026/27 band (5.5%–12.5%). If you are in 50/50, enter half the suggested rate; enter 0 if opted out. Match your payslip.
Leave blank to model the full 52 weeks.
Use payslips for SMP

These earnings change SMP. The occupational full-pay basis remains the annual salary you entered.

Free · No sign-up · Estimates, not payroll advice

How it works

Council staff maternity pay: the scheme modelled

These stages assume the relevant occupational conditions and separate SMP rules are met.

Weeks 1–6
90% pay

SMP is included.

Weeks 7–18
Half pay + SMP

Subject to returning; capped at full pay.

Weeks 19–39
SMP only

If eligible for SMP.

Weeks 40–52
Unpaid

Unless your council offers more.

The calculator uses 2026/27 statutory and pension assumptions beyond this year where future rates are unknown. Pay rises, salary sacrifice, student loans, Maternity Allowance, shared parental leave, pension benefit accrual and one-off payroll adjustments are not modelled. A simplified fixed pension percentage is applied to paid earnings. Check your actual policy and payslip.

Good to know

Council staff maternity pay questions

What is the Green Book service requirement?

The national occupational scheme normally needs one year of continuous local government service by the 11th week before the expected birth week. The calculator checks that date. Your employer still needs to confirm recognised service, notice and evidence.

Does every council offer this exact scheme?

No. The NJC scheme is a baseline and local agreements may be more generous, including periods of full pay. If your contract differs, use the general calculator’s employer-pay stages instead of assuming this preset is your policy.

What happens if I do not go back?

The conditional 12 weeks of half pay normally requires a return to local authority employment for three months. If you do not return, that occupational element may be reclaimed at the authority’s discretion; SMP is not repayable. Choose No to leave the conditional half pay out.

What happens to LGPS contributions?

The estimate applies your selected percentage to paid earnings and deducts it before income tax. Pension benefits can use assumed pensionable pay and unpaid-leave rules which are not modelled here. Ask your fund about benefit protection or buying back any lost pension.

Can I use a different employer scheme?

Yes. Use the general maternity pay calculator to enter the stages in your own policy. The figures here are estimates for the named agreement, not an entitlement decision.

Sources and assumptions

Reviewed 24 October 2026. We use national agreements and scheme-provider guidance; your employer must confirm individual entitlement.

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